[Eng.] buy-to-let

在"_blank">TimesOnline看到個標題"Thousands of buy-to-let families face
tax shock" 



well...tax shock這不新鮮 因為明天就是所得稅申報的到期日



在家裡看到感覺手續很繁複、數字更是令人眼花撩亂



重點在於" buy-to-let" 



每個字都認得，可是湊在一起就是看不通（咦，很像之前家教學生說的話...）



字典沒有、yahoo字典也沒有、忠實的電子辭典也不見個蹤影 



終於在某理財網站上看到些微的解釋



Buy to Let Mortgages are mortgages specifically designed for
people who want to invest in the property market by
purchasing one or more houses and letting them out to
tenants. The Owner is then able to benefit from any
appreciation in the capital value of the house itself. They are
also likely to be able to maintain the property and meet much of
the loan repayment from the revenue realised by letting. The buy to
let phenomenon has driven house prices higher over the last few
years while making a broader section of rental accommodation
available.







Some people BUY houses and LET them to tenants.  That is
buy-to -let.



這也算是理財的方法之一，只是在稅務方面有些納稅人沒有誠實報出所收的房租金額....就得承受penalties
似乎還不是筆小數目



"...It is understood that many of the 80,000 taxpayers who have
underdeclared have incorrectly claimed deductions for mortgage
repayments......

Measures introduced include a daily penalty of £60 a day for
those who persistently fail to file their self-assessment returns
on time, the removal of the cap on penalties it could charge to
the value of the unpaid bill and bonuses for inspectors who chase
debts. "